Don't Underestimate Yourself.
Don't Underestimate Yourself.
Don't Underestimate Yourself.
Don't Underestimate Yourself.
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Last updated: Monday, 08/17/2026
With Assistimate, you can:
With Assistimate, you can:
Maybe you suspect the insurance company’s damage appraisal is too low, or maybe you’re wondering if you should dispute their settlement offer. Whatever the case is, we can help. With our services, you can:
Emergency Services
Water Mitigation/Drying
Board Ups
Water Damage
Flood Damage
Mold Remediation
Wind & Hail Damage
Fire, Smoke & Soot
Asbestos Abatement
Pack Outs & Storage
Contents Cleaning
Dry Cleaning & Laundry
Trauma & Crime Scene Cleanup
From the documented scope, we can build a complete estimate from scratch whenever your file calls for one.
We’ve corrected and supplemented thousands of adjuster estimates that were erroneously written or fell short on the scope of work or cost.
Some of the insurers we’ve worked to keep fair and honest include but are limited to:
Don’t see your insurer? Odds are we’ve still supplemented one of their estimates. There are hundreds of small obscure insurance carriers across the country and we’ve seen estimates from nearly all of them.
Here’s a walk-in closet with rainwater stains on the ceiling and walls. The adjuster sees “seal and paint.” We see a lot more, so a supplemental corrected estimate is very much in order.
Insurance companies skimp, and that’s not by coincidence. Adjusters are encouraged to get to the loss before the contractor, frugally estimate the damages, issue a payment and close the file ASAP. Statistics have shown that doing so lessens the likelihood of having to pay out more. Property owners often become convinced that the initial payment they received is the most that will ever be approved, that they need to shop around for the best deal, and that if repair costs end up being more, it is them who need to come out of pocket for the balance. They will believe their expectations “just aren’t covered.” This is a statistical numbers game that benefits insurance companies time and again. Of course, it’s not ethical. If something is left off of an adjuster’s estimate that’s needed to restore the property to a “pre-loss condition,” it needs to be asked for, not ignored. We can help you to identify those missing items and rightfully supplement insurance claim estimates to reach more realistic repair costs. This can leave the property owner with a proper restoration and you with a fair profit margin. Sometimes these missing items are relatively minor things that add up, or sometimes they are glaring omissions. Sometimes they are required code upgrades, and sometimes they are unforeseen and not discovered until you’re in the midst of repairs. In any case, they can be rightfully supplemented.
It’s crucial to estimate your projects using current approved pricing, especially after disasters when material costs and labor rates are extremely volatile. Xactimate and Symbility’s up-to-date pricing data, which is issued monthly for every region in the United States and Canada, can ensure that your estimates reflect the high end of what you can bill for your projects.* This is especially helpful in situations where an adjuster has inspected a damaged property, written his estimate, and attempted to settle the claim days, weeks or months before you became involved (see previous section titled Identify Missed Revenue). In such circumstances, pricing in an adjuster’s estimate can become outdated, especially if the property is located in a disaster area where demand outpaces supply, or if repairs can’t begin until months or years later. This type of scenario often creates the need to rewrite or supplement an adjuster’s estimate using current pricing. We will also add any needed items that the adjuster omitted from his estimate.
*Based on Xactimate or Symbility pricing data that most insurance carriers agree to.
Xactimate or Symbility estimates are meticulously itemized, which is why insurance companies prefer them. The itemization spells out what tasks are being done, for what costs, on a room-by-room basis. This helps eliminate many questions about the scope and cost of work. However, itemization alone isn’t enough to get an estimate approved — you still have to convince an adjuster that everything in your estimate is justified. We have found that the best way to do this is within the estimate itself. That’s why we add detailed justification notes to the line items in our estimates that we feel will have a higher likelihood of being questioned or disputed by an adjuster. These notes allow any foreseeable questions that an adjuster may have to be answered in the review stage, well before he or she even tries to contact you for discussion. In fact, convincingly-written notes can oftentimes prevent an adjuster from contacting you at all, and that can leave you with more time to do what you do best: water mitigation, sewage clean-up, roofing, reconstruction, or any other repair trade that you specialize in.
The detail of a well-organized Xactimate or Symbility estimate makes you look more professional, especially when you have convincingly-written notes explaining why certain line items are needed. Plus, the software automatically calculates takeoffs from room, elevation, and roof plans, all but eliminating the potential for error. Thumbnail diagrams can be shown within the estimate, giving the reader a graphical reference of where they are in their review. We gladly customize estimates with company logos, letterhead, terms and conditions, project notes, subcontractor bids, and more. What’s more, the familiar and unmistakable format of an Xactimate or Symbility estimate has a certain level of trust built into it; it lets an adjuster know that you and he or she speak the same language: Xactimate or Symbility. The odds of getting an Xactimate or Symbility estimate approved can be much greater than with estimates written in other platforms.
Xactimate and Symbility can be difficult software to learn. What you know today can be easily forgotten tomorrow if you don’t use it enough, or if the program issues a major update. This can lead to costly mistakes of underestimation, or even overestimation, the latter of which can cause undue scrutiny from customers and adjusters, or even worse, the loss of a project. Since we use Xactimate and Symbility every day, we know it inside and out. We are Xactimate and Symbility experts. Bringing us onto your project puts the scope, documentation, and estimate in capable hands and allows you to focus on the parts of your business only you can handle — like customer relationships. You’ll rest assured knowing your reports are coming in on time with help from industry experts working to capture each and every fair dollar from your projects that you possibly can.
We strive to not only provide accurate and timely consulting services, but to listen, explain, and learn from our customers. While the Xactimate and Symbility estimates we write vary as much as geographical regions they come from, the compliments and praise we receive from our customers seems to remain consistent.
Assistimate has been doing great work and gaining clients’ trust since we started in 2013. Since then, a lot of Xactimate and a few Symbility estimators for hire have been popping up online. We’ve seen the work product of some of these competitors and we’ve heard many stories from clients who’ve had disappointing experiences elsewhere. By bringing on Assistimate as your claims-support partner, you’ll get a professional who is analytical, easy to work with, an expert in Xactimate or Symbility, construction and insurance, and someone who can convey complex arguments in writing. We don’t need to offer complicated subscription packages or lure you in with glossy YouTube videos making dubious claims about insurance estimating. Our meticulous work product speaks for itself. Let’s chat today and start building a relationship you can count on, every time.
Getting expert help on your claim is easy with Assistimate. Whether your file needs a fresh scope and estimate or a correction of an adjuster’s estimate, we’ll get you on the path to a complete, well-documented file and a fair outcome. Click the button below to learn how it works.